Can’t remember passwords

Dear Dr. K,

I can’t remember all of my passwords.  Should I take Ginko Balboa?  Or should I just set all my passwords to Fluffy1234?

Signed,

I can’t remember

Dear I Can’t Remember,

Set all passwords to Fluffy1234 and send me your SSN#, credit card account numbers, as well as your checking, savings and investment fund information.

Dr. K.